Account

Annual Percentage Rate*

Annual Percentage Yield*

Share Savings

$1.00 +  Youth Accounts (under 18 years of age)

.25%

.25%

$25 minimum balance

.25%

.25%

Holiday Account $1.00+

.25%

.25%

Share Draft (Checking)

Non-interest bearing

0%

0%

IRA (all)

$25 minimum balance

.50%

.50%

$3,000 minimum balance

2.00%

2.02%

$10,000 minimum balance

2.50%

2.53%

$50,000 minimum balance

3.00%

3.04%

$100,000 minimum balance

3.50%

3.56%

For IRA Certificate rates see 12/24 month Share Certificate rates.

Money Market

$2,500 - 9,999

2.00%

2.02%

$10,000 - 24,999

2.50%

2.53%

$25,000 - 49,999

3.00%

3.04%

$50,000 +

3.00%

3.04%

$50,000 + with checking and direct deposit

4.00%

4.07%

Share Certificates & IRA Certificates

Annual Percentage Yield*

12 months (1 year)
(minimum deposit $1,000.00)

3.50%

12 months (1 year)
(minimum deposit $2,500.00)

4.00%

12 months (1 year)
(minimum deposit $10,000.00)

4.90%

12 months (1 year)
(minimum deposit $25,000.00)

5.00%

24 months (2 years)
(minimum deposit $2,500.00)

3.90%

24 months (2 years)
(minimum deposit $10,000.00)

4.65%

24 months (2 years)
(minimum deposit $25,000.00)

4.75%