AUTO / MOTORCYCLE / BOAT / RECREATIONAL VEHICLE LOAN** New & Used 2004 - 2007 Interest Rate As Low As 6.50%  **Rates are dependent on term and credit score.  Ask your loan officer for more details. Mechanical Breakdown Protection and Gap Insurance now available. Used 2000 - 2003 Interest Rate As Low As 7.25% Used 1999 - and older Interest Rate As Low As 8.00%     ATVs, snowmobiles Interest Rate As Low As 8.00%

SIGNATURE / PERSONAL LOAN / LINE OF CREDIT** Interest Rate As Low As 8.90% Up to $20,000.00 in revolving credit.  Payback is based on the amount of the loan and is up to a 5 year term.

HOME EQUITY LINE OF CREDIT**   (Variable Rate 15 year repayment) Rate is Prime plus or minus a margin which is determined by credit history and amount of equity in the home. 80% LTV As Low As 6.25% 90% LTV As Low As 7.25% 100% LTV As Low As 8.25%  HOME EQUITY FIXED RATE** 5 to 15 year terms available.   Rates As Low As 6.25% - Ask your Loan Officer for details Yes, we do Home Equity loans on Rental and Vacation properties!  5, 7 & 10 Year Balloon** Loans with 30 year amortization available as well! As Low As 7.00%   HOME IMPROVEMENT LOAN Fixed Interest Rate As Low As 9.75%** Estimated Costs + 1/3 to be loaned.  Up to $30,000.00 with 6 year term. Variable Rate Home Improvement As Low As 11.50%** Up to 15-year term. Rate is Prime  plus a margin.

SHARE / CERTIFICATE SECURED LOAN   CD SHARE Interest Rate will be 2.50% 4.50% above divident rate paid respectively. Open flexible terms available. Rate is variable depending on the dividend rate and term.