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ONLINE BANKING Online account access is available 24 hours a day, seven days a week from your personal computer, an internet connection is
required. This service is free, but you must register before you can access this service. Click on Access My Account on the left to begin.
ATM AND DEBIT (CHECK) CARDS Members First offers a free Cash and Check card to each member to access their credit union account(s) at Cirrus (Instant Cash)
automated teller machines (ATMs) nationwide. There is no credit union charge for your first six withdrawals per monthly statement period. (Individual ATM owners may apply their own surcharge. Use Wells
Fargo ATMs on a Wells Fargo property and avoid the ATM surcharge.) Each additional transaction is $1. Debit cards are also available to qualified checking account holders. See Rate & Fee
Schedule for details.
PAYROLL DEDUCTION/DIRECT DEPOSIT Direct payroll deposit is available to any employee of a company that originates transactions through the
Automated Clearing House (ACH) system.
Save yourself a trip to our office by having your entire pay, or a portion of it, sent directly to the credit union for deposit. You may disburse your payroll any way you want — some in savings, some in
checking, some to pay your credit union loans. You can even have money deposited into accounts for your spouse and/or children. The choice is yours.
Direct deposit is also available to members who receive Social Security, retirement, and other recurring payments from any originating source. For more information on how you can begin using this safe and
convenient service, contact one of our offices.
TELEPHONE BANKING PAT, your Personal Automatic Teller, is available 24 hours a day, seven days a week. This touch-tone telephone
transaction service is provided at no cost to you by Members First Credit Union. You may call PAT at 651-994-4704 or 1-800-257-0362 to complete a wide variety of transactions and inquires. Contact Members First to request a complete set of instructions.
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