Share Accounts
The first step to joining Members First Credit Union is to open an individual or joint savings account with a $25 deposit.  This deposit represents five shares in the credit union.  It gives you the priviledge of voting for your board of directors and using the wide variety of services offered.  Deposits may be made at anytime - in person, by mail, or through direct deposit/payroll deduction.  Withdrawals may also be made at anytime on available funds.  You can also conveniently access your share account with you Members First cash/debit card.  Dividends are calculated on the average daily balance and paid quarterly. See rates for current APR/APY.

Term Share Accounts (Certificates)
Receive a higher rate of return on your deposit by investing in a Members First certificate. Choose from several options: You may invest a minimum of $1,000 in six-month certificates or a minimum of $2,500 in various other certificates. See rates for current APR/APY.

YOUR SAVINGS ARE SECURE
You can rest assured, knowing that your savings are insured up to $100,000 by the National Credit Union Administration, an agency of the US Government.